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M&K Financial Services


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Long Term Care Insurance

While long-term care insurance is not for everyone, it is an attractive form of security for many people. As the senior population grows and health care costs escalate, adult children are becoming increasingly concerned about caring for their aging parents. Many families are dealing with these challenges, and for thousands of others, these realities may be just around the corner.

The challenge is to provide the best possible long-term care for a parent without causing severe financial hardship for the rest of the family. Families must plan ahead without knowing the answers to key questions: Will a parent need round-the-clock nursing home care or assistance? Will home health care be enough? Does the parent qualify for Medicaid? What cost will the family incur?

One thing is certain - long-term care is very expensive. Long-term care involves a wide variety of services and, generally, older people often need more care than they anticipate. Depending on the policy, long-term care insurance can cover nursing home stays, home health care and community-based services. M&K Financial Services works with independent underwriters at the nation's largest brokerage firms in order to avail you of the most comprehensive and appropriate set of choices for your particular situation.

Securities offered through AMERICAN GENERAL SECURITIES INCORPORATED. Member of NASD and SPIC, 2727 Allen Parkway, Suite 290, Houston, TX 77019 - phone # 800-247-4669. Member of the American International Group, Inc. M&K Financial Services LLC is a separate entity from any member of the American International Group, Inc. Money management services are offered through M&K Investment Advisers LLC, an Independent Registered Investment advisor.

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